Basic loss per share for the twelve months of2008 was 0

Key issues in 2009will be automation, energy, mobility, outsourcing, future-orientedtechnologies and talented young human resources. The overarching theme willbe energy efficiency in industrial processes. 2009 will see the premiere ofthe new international trade show "Wind". It already seems clear that the entire ExhibitionGrounds will be fully booked. HANNOVER MESSE 2009 will be officially openedon the evening of 19 April, probably by Chancellor Dr.

Angela Merkel."HANNOVER MESSE sends out stimuli to all areas of industry anddemonstrates that integration and networking are the keys to future success,"emphasizes Dr. Wolfram von Fritsch, Chairman of the Board of Management ofDeutsche Messe AG.Energy and climate protection will be the dominant issues in 2009. Inrecent years HANNOVER MESSE has become a central showcase for energytechnology. Energy efficiency will be recurrent themes in all sections of thefair, while mobility is commanding ever-greater attention. At Motion, Drive &Automation car-makers and component suppliers will join forces to present thelatest electric transmission systems.It is the professional calibre of the visitors and exhibitors that arethe defining feature of the Fair.Detailed press releases and digital images can be downloaded at: http:// Messe AGMessegelnde - 30521 Hannover - Tel.

49-511-89-0 - Fax 49-511-89-36694 http:// Messe AGContact: Deutsche Messe AG, Messegelnde - 30521 Hannover - Tel 49-511-89-0- Fax 49-511-89-36694. 1st Capital Bank Announces Its Unaudited Financial Results for the Year EndedDecember 31, 2008MONTEREY, Calif., Jan. 22 /PRNewswire-FirstCall/ 1st Capital Bank (OTCBulletin Board: FISB) today announced total assets of $131,442,000 as ofDecember 31, 2008, an increase of $62,083,000 (90) from December 31, 2007. The growth in loans was the greatest contributor to the overall asset growth.Loans, net of the allowance for loan losses of $1,552,000, totaled$101,864,000 at December 31, 2008, an increase of $65,845,000 (183) fromDecember 31, 2007.The growth in loans was primarily funded by an increase indeposits of $63,277,000 (158) to $103,416,000 at December 31, 2008 and areduction in Fed Funds Sold of $8,805,000 (53) from December 31, 2007. "1st Capital Bank has surpassed our challenging business plan even as theeconomy has experienced major changes," said Fred Rowden, President and CEO of1st Capital Bank."The Bank has been able to do this by adhering to our basictenets:good bankers building strong customer relationships, originatingquality loans and deposits relationships through customer service.

By doingso, we have been able to grow our loan portfolio in excess of our businessplan with quality loans funded by core deposits.At December 31, 2008 theBank had no non-performing or restructured loans and no wholesale deposits.Even in these turbulent times, 1st Capital Bank has continued to serve thecommunity by looking for opportunities to make good loans and build depositrelationships," said Mr. Rowden.At December 31, 2008, 1st Capital Bank held $7,850,000 in federal funds soldand had federal funds borrowing lines and other borrowing facilities availableas a means to provide additional liquidity and funding for future loan growth. The Bank's net operating loss was less than anticipated in the business plan. The total loss recorded for the year ended December 31, 2008 was $2,124,000,of which $544,000 was recorded in the fourth quarter of 2008.Net lossesincreased $88,000 (4) compared to $2,036,000 for the eight and one-halfmonths ended December 31, 2007.Basic loss per share for the twelve months of2008 was $0.67 compared to $0.64 for the eight and one-half months endedDecember 31, 2007.Net loss for the three months ended December 31, 2008increased $324,000 (147) to $544,000 from $220,000 for the three months endedSeptember 30, 2008, due largely to an increased provision for loan losses as aresult of our loan growth.As of December 31, 2008, 1st Capital Bank had aTotal Risk Weighted Capital ratio of 26.1, which was over two times theregulatory required minimum for this ratio.Financial Summary:Net interest income after the provision for loan losses for the year endedDecember 31, 2008 was $2,709,000, an increase of $1,613,000 (147) over theeight and one-half months ended December 31, 2007.Interest income for theyear ended December 31, 2008 was $5,188,000, an increase of $3,110,000 (150)from the eight and one-half months ended December 31, 2007.Average earningassets for the year ended December 31, 2008 were $98,876,000 compared to$50,808,000 for the eight and one-half months ended December 31, 2007. The net interest margin for the year ended December 31, 2008 was 3.7 comparedto 4.7 for the eight and one-half months ended December 31, 2007.Thenegative effect on net interest income and net interest margin of the 500basis point reduction by the Federal Reserve Bank to key interest rates sinceApril of 2007 was offset by the growth and changes in the composition of 1stCapital Bank's earning assets and deposit liabilities, with most of thatoffset coming from the growth in the loan portfolio.1st Capital Bank provided $962,000 for loan losses for the year ended December31, 2008 compared to $594,000 in the eight and one-half months ended December31, 2007.The ratio of the allowance for loan losses to total loansoutstanding was 1.51 at December 31, 2008 compared to 1.63 at December 31,2007.At December 31, 2008, there were no nonperforming or restructured loansand the Bank did not have any other real estate owned. The majority of this increase was due to the Bank'spartial year of operations in 2007 compared to a full year of operations in2008, as well as the overall growth of the Bank.Included in noninterestexpenses were stock-based compensation expenses related to stock options of$477,000 for the year ended December 31, 2008 compared to $314,000 for theeight and one-half months ended December 31, 2007.